Waldo Community Action Partners to assist in administering statewide Rent Relief Program for people affected by COVID-19

April 16th, 2020




AUGUSTA, Maine – Governor Mills and MaineHousing have entrusted the ten Maine Community Action Agencies (CAAs) to process and deliver a COVID-19 Rent Relief Program, which will allow renters to apply for a one-time $500 payment to their landlords in order to avoid eviction for the month of that payment, at this point April or May.


With only a little over a week notice to prepare for a new, $5 million dollar program, the CAA leadership was able to commit to running the program without being paid the usual and customary administrative fees. “We want the money to go to people who need it most, as quickly as possible” said Donna Kelley, CEO of Waldo Community Action Partners. “We are here for this exact reason – when the community needs us, we act,” she continued.


MaineHousing is funding the program using $5 million from the Housing Opportunities for Maine (HOME) Fund, after the Governor asked them for a plan to protect Mainers. The Community Action Agencies, who partner with MaineHousing on a number of programs, were asked if they had the ability to turn around the funds to pay landlords very quickly, and they responded by making staffing flexible during this time when many other programs are already working differently, but continue.


The program provides up to $500 for 10,000 Maine individuals and families who have lost wages due to the coronavirus pandemic, and who need help to pay either April or May rent. It does not act as full payment if rent is higher but is a bridge to other programs until they begin; however, landlords who accept the funds agree not to evict the tenants for that month. Households are eligible if they earn up to 100% of the state median income* and are not already in another subsidized program, which have other alternatives for rental payments.


The program is structured to get money to people who need it as quickly as possible through a streamlined application process. Applicants apply online at mainehousing.org/covidrent or they can call Waldo Community Action Partners, Brian Friel at 930-7361 if they don’t have access to the internet or have questions about the program.


Since the order to stay home and to close schools, Waldo CAP has continued many programs in person and virtually. Head Start and Early Head Start families continue to receive nutritious meals daily; heating assistance applications are being processed and fuel is being delivered; transportation programs continue for both medical and non-medical needs. In many cases, front line our staff are busier than ever assuring people in their communities have the support they need.


Waldo Community Action Partners is a charitable, educational, 501(c)(3) private non-profit organization located in Belfast, Maine. It is designed to utilize and mobilize public and private resources to assist low-income Waldo County residents in the alleviation of poverty and address its underlying causes.


*State Median Income per Month Guidelines:



1 Person Household $3,696
2 Person Household $4,833
3 Person Household $5,971
4 Person Household $7,108
5 Person Household $8,245
6 Person Household $9,382
7 Person Household $9,596
8 Person Household $9,809

Posted in Housing

Registration for March and April First Time Homebuyers classes now open

February 6th, 2018

Thinking about buying a home? Know before you buy! Registration for WCAP’s First Time Homebuyers classes scheduled for March 3 & 4, 2018 and April 7 & 8, 2018 are both now open.

  • Understand all the steps in the home buying process
  • Learn about all the costs involved
  • Set goals and prepare for homeownership
  • Avoid being scammed or taken advantage of
  • Protect and grow your investment

About Our Courses
Live classes are 10 hours in length, divided into two weekend day sessions. Classes allow students to earn a certificate to present to a bank or other lender that can help qualify for certain first-time homebuyer rates and programs. All courses are designed to help students get all the questions answered without feeling obligated to buy a home or work with a particular professional.
 

Homebuyer education classes follow the State of Maine “HoMEworks” curricula. These classes allow students to gain the knowledge necessary to take charge of the project of home buying by describing the processes involved, the rights and obligations of both the buyer and any agents involved, reviewing the type of financial options available, and discussion of the pitfalls to avoid. These classes are currently recommended by most lenders as part of the lending process and also open the door to financial assistance on certain mortgage products. These classes are recommended as a starting point for anyone planning to buy a home.

 

For more information or to register, click here and look under the “Classes” tab.


Posted in Housing

WCAP launches new First-Time Homebuyers and Financial Education programs

July 5th, 2017

Prospective homebuyers whose lender or mortgage assistance program requires them to attend a HUD approved homebuyer education class no longer need to travel outside Waldo County to fulfill requirements. First Time Homebuyer classes are now available right here in Belfast, through Waldo Community Action Partners (WCAP).


After completing a year-long certification process, WCAP is an officially certified HUD Housing Counseling Agency and hoMEworks Certified Agency now offering First Time Homebuyers courses once a month. Additionally, the agency’s full-time certified housing and financial counselor, Bjorn Streubel, is able to assist with a wide variety of topics. Bjorn holds certifications from HoMEworks Network of Maine and NeighborWorks Training Institute for housing counseling and foreclosure counseling.


Streubel works one on one with clients who need to deal with mortgage foreclosure, foreclosure mitigation or diversion, and property tax foreclosure mitigation. Individual assistance is also offered to create household budgets, repair or build credit, and preparations to buy a home. “Those are the names of the things we do but the biggest thing we do is share knowledge and remove the fears of the unknown,” Streubel stated.


All Waldo County residents are eligible to take advantage of these free or near free services. For more information or to make an appointment contact Bjorn at 338-6809 ext. 515.


Upcoming First-Time Homebuyers classes include:


– August 5 & 6
– September 9 & 10
– October 14 & 15
– November 4 & 5
– December 2 & 3


All classes are held from 9:00 a.m. until 2:00 p.m. in the WCAP Conference Room (Suite 206) at 9 Field Street in Belfast. To register, visit the Financial Education webpage of WCAP’s website at https://waldocap.org/?page_id=2346, e-mail dstreubel@waldocap.org, or call (207) 338-6809, ext. 515.


Posted in Housing, WCAP Updates

Keep the heat inside!

March 26th, 2015

The WCAP Housing department would like to spotlight a group of Waldo County residents who have started a Belfast Community Build window dresser project. The project works with other residents to build insulating window inserts to help keep the heat inside and lower heating costs by nearly 25%.
 
Window dressers insulating window inserts are custom-built wood frames wrapped in clear drum-tight polyolefin film. They are reusable year after year and cost only $2 per square foot. The cost of the window dressers is recovered in savings in the first year.
 
The project sends a team to your home to measure your windows for inserts and places your order. Payment is requested when you place your order. Special lower income pricing is available. You can also help by volunteering to make the inserts in the fall at the community build.
 
Window dressers is a community non-profit staffed by local volunteers helping to keep you warm while lowering your fuel bills. Interested parties should call to have their windows measured this spring. Project volunteers can be reached at (207) 596-3073 or by e-mail at info.windowdressers@gmail.com.


Posted in Housing


WCAP

9 Field Street, P.O. Box 130
Belfast, Maine 04915
Phone: (207) 338-6809